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Policy Manual

8710 - Insurance

The Superintendent shall negotiate with commercial insurance carriers for the type and amount of insurance policies necessary to protect the District from major financial losses.

Insurance purchased may include, but need not be limited to, the following types of losses:

  A. buildings and their contents


  B. boiler and machinery


  C. broad term money and securities


  D. special coverage for equipment not ordinarily covered under a standard policy


  E. expenses of defending any claim against School Board members, officers, or employees of this District arising out of and in the course of performance of their duties


  F. loss or damage from liability for the general acts or errors and omissions of District officers, employees, or volunteers


  G. open stock burglary


The Superintendent shall have authority to settle claims up to the amount of self-insured retention for purchased policies.

Insurance for a given coverage shall be obtained at the lowest possible cost, assuming that service and company reliability are satisfactory.

The Board may choose to retain the cost of certain liabilities (self-insure) through a risk management program as found in F.S. 768.28. These items may include, but need not be limited to, the following:

  A. comprehensive bodily injury, property damage on automobiles, buses, and trucks


  B. loss or damage from liability established by worker’s compensation statutes


  C. legal liability for Board members and employees


  D. loss or damage to District property, real or personal


  E. loss or damage from liability resulting from the use of District property


The Superintendent shall have authority to settle claims up to the sovereign immunity limits for self-insured programs, and report all settlements as required by F.S. 69.081(9).

F.S. 69.081(9), 768.28, 1001.42

Revised 4/1/14

© Neola 2002

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