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Policy Manual

8770 - Self-Insurance

The School Board recognizes the benefits to the District of self-insurance in providing coverage for the insurance needs of this District and in developing and maintaining programs of risk management to prevent loss, reduce expenses, and to control liability.

The Board may provide insurance for:

  A. Loss or damage to District property, real or personal


  B. Loss or damage from liability resulting from the use of District property


  C. Loss or damage from liability for the acts and omissions of District officers, employees, or volunteers


  D. Loss or damage from liability established by the workers' compensation statutes


  E. Expenses of defending any claim against the Board members, officers, or employees of this District arising out of and in the course of the performance of their duties


  F. Other insurance programs needed to adequately protect the District from loss while supporting the goals of the District


  G. Hospital and medical insurance coverage


The Board may, upon formal resolution duly adopted, establish a self-insurance and risk management program or participate in any joint self-insurance fund or funds, risk management programs, or related services offered or provided by a group joint insurance pool. The Board's membership in the pool will be governed by the bylaws of the insurance pool, which must be reviewed and approved by the State Insurance Commissioner in accordance with law.

F.S. 1001.42

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